Payment innovation has caught up to expectations

Connect our white-labeled API to modernize payments and disbursement from any U.S. bank account.

33% of millennials own credit cards

Since the 2007 financial crisis, many consumers prefer to pay with available monies rather than rely on credit.

Link a bank account in seconds

Users can authorize online payments from their bank account quicker and more securely than a debit card.

Save up to 200 basis points

Merchants accepting direct bank payments can save up to 70% on fees while promotoing their brand.

One Integration

A single API connection opens hundreds of secure components to authorize, transact, and process payments.

Enrollment

Transact from bank accounts with less friction than card payments.

Bank Login
Mobile
Account
Social
Email
Mobile Check

Processing

Send or collect money using ACH and real-time payment networks.

ACH
Zelle
RTP
PayPal
RCC
Same-Day ACH

Risk Control

Authorize payments with advanced security intelligence.

KYC
Identity
Balance
OFAC
Velocity
Ownership

Consumers prefer to pay from their bank account

Federal Reserve Payment Study Federal Reserve Payment Study

Secure your future

Technology evolves so rapidly that a single company cannot stay on the leading edge of all innovation. We relentlessly evaluate and integrate the industry's best payment tech into our API to future-proof your user payment experience.

With your platform connected, you can trust the Frog team to constantly add the newest payment technology while you focus on what matters most, growing your business.

Secure your future

Reward customers

The majority of consumers and businesses already want to pay for goods and services from their bank accounts. Our API gives you the tools to accept these payments at a fraction of the cost of a CNP transaction.

Leverage the fee savings to fund reward programs that incentivize customer loyalty, improve shopping behavior, and boost your bottom line.

Getting paid shouldn't cost so much

The number of pennies it costs to accept a $50 online payment:

15

ACH Payments

135

Debit Card (CNP)

135

Credit Card (CNP)

155

PayPal

One API does so much

WIDGETS

Access the API with just a few lines of code on your platform

COMPLIANCE

Accredited ACH professionals oversee all ACH processes

SUPPORT

Live, US-based IT and customer support for quick resolutions

SECURITY

Bank-level encryption and security protects sensitive data