In November 2020, Cash Flow Solutions and Transaction Science joined forces to create RIBBIT, an AI-enabled FinTech firm empowering financial services with better data and superior outcomes.
What We Do
RIBBIT provides predictive analytics with non-credentialed and credentialed bank intelligence to improve loan and payment performance, surpassing traditional credit solutions no matter how your customers choose to engage.
Who We Service:
BankINSIGHTS Suite of Solutions
Our products make it easier to acquire and approve new customers instantly without the need for multiple providers. We use adaptive learning techniques to better predict financial outcomes in a turbulent economy.
Real-time, bank intelligence to identify risk and fraud on 99% of accounts
User-consented bank account lookup and capture of cash flow history
Seamless user interface to instantly enroll bank accounts for loan/payment
Tokenized ACH and Same-Day ACH processing via API or SFTP
Behavior Made Clear™
Simplifies the process of underwriting
50% lower costs
Decisions on 99% of accounts
20% increase in approvals
Predicts outcomes more effectively
30% loss reduction
Decreases fees for payment & onboarding
Bank behavior is more than a historical score.
Affordability recommendations, income estimates, and cash flow cycle use provide clear understanding of where the bank account is going.
Deploy the power of AI to streamline and augment your organization’s financial decisions
Access the API with just a few lines of code on your platform
Accredited ACH professionals oversee all ACH processes
Live, US-based IT and customer support for quick resolutions
Bank-level encryption and security protects sensitive data