When I think back on all the crap I learned in high school, it’s wonder I can think at all ~ Simon & Garfunkel
Even at my wise age, I still feel ill-equipped for all of life’s financial situations, and somewhat resentful that my K-12 primary years didn’t even prepare me to write a check. Today’s teachers are focusing a majority of efforts on prepping students for academic and IQ test-taking, rather than teaching critical life skills especially in financial readiness. According to a 2020 survey by the Council for Economic Education (CEE), “only 6 states require stand-alone personal finance courses in high school.” Financial preparedness in the formative years can be a game changer that may eliminate the lifelong consequences of poor financial decisions.

There are 2 worlds: the world we can measure with line and rule, and the world that we feel with our hearts and imagination ~ Leigh Hunt
Good grief, am I really going to try and explain cryptocurrency when Elon Musk was at a loss on SNL? After researching various descriptions, it’s obvious that we humans are not meant to understand it, rather accept it at face value, and buy into it or not .

Temptation usually comes in through a door that has been deliberately left open ~ anonymous
Having just returned from a 2-week family vacation, I am reminded about the importance of a life outside of the workplace, and how relaxation of the mind is a self-perpetuating energy source.

Success is never final and failure never fatal. It’s courage that counts ~ anonymous
Please don’t put me in the front line of a battle, charging forward where the arrows are coming towards me; no time to think, only react. Sometimes coming in second has its advantages especially when there is a learning curve like open banking in the European financial market.

Judge a man by his questions rather than by his answers ~ Voltaire
As a typical consumer of goods/services, I wonder if my personal data is genuinely protected from the daily occurring breaches. As an owner of an AI-based, data analytics provider, I know that RIBBIT.ai’s number one priority, at all costs, is protecting our clients and their customers personal information. However, the data breach is every business’s worst nightmare, and if a representative tells you its security is 100% fail safe, turn around, run fast, and locate an honest company.

Fast-Paced Fintech RIBBIT.ai Announces Top Industry Leader Rick Fiorito to Join as Chief Operating OfficerRIBBIT.ai, a fintech leveraging the predictive power of bank data to deliver better financial decisioning for lenders, fintechs and financial institutions, is...

Anyone who is just ‘coasting along’ is probably going downhill. ~ Anonymous

Just think if you could start life over, a clean slate, while retaining all your years of experience and knowledge. And if you believe, as I do, that obstacles are the building blocks of learning, wow, we would all be masterminds.